Why Taking Care of Yourself is Frugal

On Friday, I wrote about Frugal ways to pamper yourself, but today I'm going to get a little more philosophical. A lot of frugal folks, particularly women, don't want to spend any money or time taking care of themselves. I know this because this is a trap I fall into when I start to get stressed or anxious about money. There are a lot of good reasons, though, why taking care of yourself is a very frugal thing to do.

Taking care of yourself saves money on healthcare. There are some obvious ways in which taking care of yourself saves money on healthcare: wearing sunscreen and taking care of your teeth, for example, are no brainers. There are other ways that spending some time on yourself can help though. Getting enough sleep and exercise, drinking water, and learning to manage your stress all improve your overall health. A little time now can keep you from getting sick and being totally out of commission later.

Taking care of yourself prevents impulse spending. For a number of reasons, when you feel taken care of you are much less likely to shop. First, if all you do is scrimp and save, sooner or later you'll burn out and have an "I deserve this" moment, which can cost quite a bit depending on what it is that you want. If you work little pleasures into your daily life, this is much less likely to hit you. Second, you'll be happier and therefore less likely to go shopping as a means of therapy. Finally, you'll discover how the things that you already have can bring you joy and won't really want as many other things.

Taking care of yourself helps you enjoy life more. It's hard to remember what you're saving for after a while if it's all business. Being sure to take good care of yourself will help you maintain a positive outlook on things. This can keep you focused on your frugal choices, and help to make them permanent.