Thursday, July 16, 2009

Uncertainty and money

It's been a while since I've moved into a stage of my life categorized so completely by uncertainty. I remember a time when I reveled in it, when quitting my job and moving across the country felt like an adventure. I know that I had some money anxiety then, but it seemed to be par for the course, and so I just accepted it.

I don't feel that way now. My husband is graduating and we're moving to a new state (our third!). In a lot of ways that is very good for our financial state and our cash flow, and really I am so over this grad student's wife thing. On the other hand, there's a lot of uncertainty associated with it.

We're not sure exactly when we're moving. Since I already quit my job, this might be a bit of a problem. We've never gotten by on just hubby's stipend before, and even though it will be higher as a post-doc, it might get tighter than it's been in a long time.

We're not sure exactly where to move to. The city where we will be living is a rather large one, with a number of different neighborhoods, and as much as we're trying to do apartment research online, it's hard to tell what the right place to be looking is until we can actually get up there (and again, we don't know exactly when that will happen).

I don't know exactly what I'm going to do. I've been a teacher for so long, and we'll be getting up there after the school year starts, so I don't know whether to plan to just substitute, look for another job, or just stay home and "keep house."

We dont' know how much money we'll net. Hubby's salary is a whole new thing for us, and will put us in a tax bracket we've never dreamed of, so it's hard to tell how much of it we'll actually see.

We don't know how much things will cost. It seems likely that the cost of living will be higher, so it's hard to make budgets.

I know this is a good thing in my life, but I just feel so completely unsure of anything right now. I don't know where to begin.


April said...

I just saw your comment on my post--thank you for that! I have been working on a post about community work, and hope to have it up in the next week or so.

Your post here is powerful. Without being flippant, I am tempted by your last line to give the advice Glinda gave Dorothy (1939 movie) about traveling to the Emerald City: It's always best to start at the beginning.(Of course, you have to navigate without ruby slippers or a yellow brick road.)

Trust your gut instincts. And as you know well, writing about it (life, moving, uncertainty, new locale) helps make sense of it.