Wednesday, July 29, 2009

Some tips to save money shopping for organic food

The more we hear about our food and the entire food production industry, the more a lot of us start to get scared. Buying more organic food is a great option to protect both your family's health and the health of the planet, but it can be very expensive. It is, however, very possible to eat more organic food without breaking the budget by implementing some simple (and some less simple) strategies.

  • Eat less meat and dairy. Probably the easiest way to save money shopping for organic food is to eat less meat and dairy - a proposition that isn't very appealing to most people. Meat and dairy, however, have some of the highest concentrations of any food we buy, and also tend to have the biggest price differential between conventional and organic. It doesn't make sense to feed your family organic carrots and conventional hamburgers, but it also isn't viable for many families to eat organic, grass fed beef every night. The best thing to do is to shoot for a balance. Consider having more meatless meals, so that you can afford to splurge on the organic stuff when you do eat meat, or at least to switch one meat meal a month to organic.

  • Join a CSA. CSA stands for community supported agriculture. It is basically a system where customers by a "share" in a farm's produce for a season. Members pay upfront, giving farmers much needed startup capital, and in turn often get first pick of the produce for the rest of the season. This can be (although isn't always) the most affordable way to buy local, organic food. Check out Local Harvest to see if there is a CSA in your area.

  • Look beyond Whole Paycheck. Most local grocery stores, and even Walmart, offer organic food these days. Ethical issues aside, shopping at these larger stores can be a great way to save money while still getting organic.

  • Buy in bulk. Natural food stores and some grocery stores often have bulk bins for grains, fruit, and some other products. Generally this is less expensive than buying the same organic products pre-packaged.

  • Cook more from scratch. While organic Oreos or organic mac and cheese can be very appealing, try to focus on buying whole, unprocessed organic products and creating your own meals from them. This will save you money and be healthier (and probably more fun!)

  • Use coupons. Whether or not you are a coupon queen, you can probably benefit from organic food coupons. Because organic food companies tend to be smaller, they don't often have coupons in the Sunday paper because they are very pricey to run. About Frugal Living has a great list of organic coupons that you can print or request online, but go ahead and try emailing any organic company you enjoy. The smaller companies are much more likely to mail coupons directly to you if you ask for them. Also, Go organic for Earth Day and Mambo Sprouts both offer booklets with coupons for a number of different brands of organic food.

  • Focus your organic dollars. If you have read much about organic food, you've probably heard of the dirty dozen, the twelve most pesticide-ridden products. If you can't afford to buy everything organic, focus on them. Also, consider changing your eating patterns. Some foods are much less expensive in their organic form than others. Eating more carrots and fewer apples, for example, could save you a ton of money.

Tuesday, July 28, 2009

Enjoying what you have

My apartment complex has a pool. Until fairly recently, I have looked at it longingly but used it only rarely, even when I was only working 5-7 hours a week. Why? Because I always felt like if I didn't have a long stretch of time to devote to "going to the pool," then it wasn't worth it. Then one day I realized, all I need to do is put on a bathing suit, and walk out to the pool. Even if I only have half an hour, I have time to go put my feet in the water or sit on the steps for a little while, and still change back into my regular clothes.

This made me think about all the other things that I have that I don't use regularly.

My video games, particularly Wii Fit which I used to really love
My DVR/free cinemax, with which I could record lots of movies to watch while I write or fold laundry
My books, which should be passed on to someone else if I don't want to read them again
My digital camera, with which I could create art
My fabric, yarn, etc
My kitchen and baking supplies

And I'm sure there are many more things. I tend to get overwhelmed by any relatively large project and so just leave things to do "later." But no more. I'm going to start pulling things out that I have and haven't enjoyed in a while and really make good use of them. And I'm going to go to the pool.

Monday, July 27, 2009

Do good: Plant some trees for free

Register at Cool Tribe and complete your profile, and they will plant a tree on your behalf.

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Monday, July 20, 2009

Why Taking Care of Yourself is Frugal

On Friday, I wrote about Frugal ways to pamper yourself, but today I'm going to get a little more philosophical. A lot of frugal folks, particularly women, don't want to spend any money or time taking care of themselves. I know this because this is a trap I fall into when I start to get stressed or anxious about money. There are a lot of good reasons, though, why taking care of yourself is a very frugal thing to do.

Taking care of yourself saves money on healthcare. There are some obvious ways in which taking care of yourself saves money on healthcare: wearing sunscreen and taking care of your teeth, for example, are no brainers. There are other ways that spending some time on yourself can help though. Getting enough sleep and exercise, drinking water, and learning to manage your stress all improve your overall health. A little time now can keep you from getting sick and being totally out of commission later.

Taking care of yourself prevents impulse spending. For a number of reasons, when you feel taken care of you are much less likely to shop. First, if all you do is scrimp and save, sooner or later you'll burn out and have an "I deserve this" moment, which can cost quite a bit depending on what it is that you want. If you work little pleasures into your daily life, this is much less likely to hit you. Second, you'll be happier and therefore less likely to go shopping as a means of therapy. Finally, you'll discover how the things that you already have can bring you joy and won't really want as many other things.

Taking care of yourself helps you enjoy life more. It's hard to remember what you're saving for after a while if it's all business. Being sure to take good care of yourself will help you maintain a positive outlook on things. This can keep you focused on your frugal choices, and help to make them permanent.

Thursday, July 16, 2009

15 Frugal Ways to Pamper yourself this summer

1. Read a good book. There's nothing good on TV anyway, so curl up in the evening with a good junk-food type novel that is purely for enjoyment. Or sit on your porch or by the pool in the middle of the afternoon and soak up some vitamin D while you read.

2. Pull out all the bottles of various bath and body stuff that gets buried in your closets and use it.

3. Take a nap. In the middle of the day. You know you want to.

4. Find a local winery and see if they have free tastings. Grab your honey or your friends and go spend a frugal and extravagant afternoon.

5. Go to the pool/lake/beach/park, or whatever you can visit inexpensively in your area, and pretend you're on vacation.

6. Serve sandwiches for dinner. Or a cheese plate and fruit. Anything that saves you time, keeps your house cool, and is fun to eat.

7. Go to the bookstore and browse the books or magazines. Spend an hour in a comfortable chair reading a book, while your children and honey (if you have them) do their own browsing. Watch for free coffee coupons to make this even better.

8. Three words: Starbucks ice cream

9. Put on some music and dance. Research shows that dancing is one of the top two things that really make people happy.

10. Have a cup of tea in your nicest tea cup or a glass of lemonade in your prettiest stem glass.

11. Find some free yoga videos online and get your ohmmmm on.

12. Don't forget to play. Whether or not you have kids, schedule in some time to play a board game or throw a ball or frisbee around.

13. Take a walk. It's 104 degrees out here, so I tend to skip this one, but once it cools down, a walk really calms my mind.

13. Find your favorite "guilty pleasure" TV shows on hulu and watch them while dinner cooks or you fold the laundry (Gilmore girls is on abcfamily.com if anyone shares my preferences ;) )

14. Pull out some stationery you like and write a nice letter.

15. Put cucumber slices or mint leaves in your water, soak your feet in any old basin, and rub some kind of a mask (storebought or homemade with wacky grocery ingredients) into your face, and pretend you are at a spa.


For more great ideas, check out Frugal Friday at Life as Mom