Debt reduction resources

I've been asked for some resources to help with debt reduction. I'm sure more will follow, but here's a good place to start:

You can subscribe to a free Dave Ramsey podcast on Itunes. I don't always (okay, often) agree with his politics, so I like the podcast so I can fast forward.

There's a free Debt snowball calculator over at What's the Cost.

Read about how to get lower interest rates from Wise Bread. If you have credit card debt, I think this is a MUST DO step. It can lower your payments and get you out of debt faster. Also, Wise Bread is probably the best personal finance blog out there right now.

Learn about Snowflaking from I've paid for this twice already. I love this technique. It's what I do.

This may be overwhelming but 73 Great Debt Elimination tips from Zen Habits. Love him.

10 common debt reduction mistakes from NCN at No Credit Needed. His blog is really inspiring.

Free hot chocolate k-cups

Right now, you can get a completely FREE 12 count box of Green Mountain Hot Chocolate K-Cups by liking their Facebook page and filling out the form on the tab that says "Cafe Escapes Giveaway." Some people are having trouble getting the page to load, but it worked just fine for me in Firefox. I do love free!

Diaper deals on Amazon

Pampers Baby Dry diapers are $37.75 after Amazon Mom discount. (You do have an Amazon mom account, right?) You should also be able to scroll down and add a $1 coupon, bringing the price down even more. (The link is for size 4, but there should be similar deals for all sizes.)



Huggies Snug and Dry diapers come to $24.40 after discount and $2 coupon. That's less than 19 cents a diaper for size 4's!

Just remember to cancel the subscribe and save after your order ships if you don't want to keep getting them - and since prices rise and fall, that's probably wise.

Disclaimer: All Amazon links are my affiliate links. If you use them, I will get very rich. Or at least be able to buy some cookies. Please feel free to go straight to Amazon, or use your own links. You deserve cookies too.

Photo deals from Snapfish

Right now, Snapfish has some coupons going on that I wanted to share with you.

Free shipping on $30 order Coupon: FSJAN30 1/01-1/31/2012

Year-End Clearance Sale - Up to 65% off select items Code:YEAREND65
12/28-1/04/12

Year-End Clearance Sale - Up to 65% off select items Code:YEAREND65
12/28-1/04/12

Disclosure: The links above are my affiliate links.

How to Get Free Stuff: Word of Mouth marketing

For the new year, I'm going to start a series on ways that I get free stuff. The first, and best, way to get free stuff is to sign up for word of mouth marketing companies. These companies send you free full sized products in the hopes that you will share them with your friends and get the word out.

• She Speaks has a variety of test and try programs aimed at women. Once you sign up, just log into your account and fill out surveys to qualify for free products.
  
• BzzAgent has probably the most comprehensive word of mouth marketing program. When you qualify for a Bzz campaign, they send you products to try and coupons to share with your friends. You can also earn reward points for telling people about the products.
  
• Vocal Point sends out free full sized products on a first come first serve basis. These products usually go fast, so when you get an email or see a mention you should sign up quickly.
  
• Kraft First Taste offers free products and coupons for Kraft products. You simply need to log into your account every once in a while and request the samples for which you qualify.
  
• Psst from General Mills will send you free full sized General Mills Products. You don't really have to sign up for the products, they almost seem to come randomly.